Wait, you thought I meant the holidays?

Ha. As much as I love Andy Williams, what I REALLY mean is tax planning season. That is to say, year-end moves. 🙂

And next week, I’ll give you some generalized moves you can make that can affect your tax bill (in positive ways only).

But the real reason I get excited about this month is that the inevitability of the calendar turning is upon us — we’re in the final month — and little alarm bells should be going off for you that there ain’t much time left to get ahead of the game.

(And yes, I said “ain’t”. I’m a tax pro, not an English major.)

You see, because as much as we enjoy unlocking the puzzle of forms, statements and spreadsheets that form the tax preparation process, what actually revs our engines is the feeling we get when the advice we’re able to offer, and the plans we craft, make a big bottom-line difference in the lives of our clients.

Which might mean the difference between taking a vacation this year … or not. Or more, better gifts for the children over the holidays. Or maybe just that much more saved for college, retirement and weddings (my favorite).

So, take a moment to answer the questions below. We’ll get back to you if there’s something you can do this month that would make a difference, or have you set a time to chat directly with us.

And if we need to get really detailed, I’m also offering YOU a little gift that can help at the end of this email.

So, again, this isn’t our “official” tax preparation questionnaire, it’s simply designed to help us figure out if we can do something before year-end to make a real difference … before we can’t anymore.


1) Have you had a significant change in your wage (or non-wage) income this year?

2) Have you taken capital gains or losses this year? Are you planning to?

3) Did you start or sell a business this year?

BONUS QUESTION: Do you know anyone who did, that would like input on their tax situation?

4) Did you purchase real estate?

5) Did you make your full contributions to retirement accounts?

6) Have you considered a Roth IRA?

7) Did you withdraw from retirement accounts, and for what purpose?

**8) Have you sent your family and friends our way — and, if not, is there a way we can make this easier?

9) Are there any other tax or financial (or other) issues you think we should know about?


Now — your answers to these questions form the “tip of the iceberg”, and they will help us to know which direction to take as we work with you over the next month to prepare for year-end. With your permission, we’ll contact you back, as appropriate, and set up a time to discuss them further with you, whether by phone or other method.

In fact, if you move fast in your reply, you might qualify for this:


Special Year-End Offer$50.00 Towards Tax Planning Strategy Session

Respond to this email to qualify for a special strategy session for how you are using your income, from a smart tax perspective. We’ll identify the BEST ways for you to maximize your wealth for the current year, so that we won’t just be “cleaning up” after the fact. Time to give yourself a raise, through smart and careful planning.

Deadline: December 9th, 2018

Limit: We will accept as many clients for these sessions who qualify and as we have capacity to meet with (or schedule) before the deadline.


Oh — and if you forward this email to a friend, we’ll extend this offer their way too.

Hope to see you in here soon…

Ryan Mitchell

(201) 266-0025